Product Liability

Product liability insurance helps protect your business from claims that a product you made or sold caused bodily injury or property damage to someone else’s belongings. An insurance company may offer this coverage as a standalone policy.

Design defects that existed before the product was made.

Manufacturing defects that occur while the product gets made.

Strict liability, which means a customer gets hurt by a manufacturers’ product, even if the business owner isn’t found negligent.

Improper warning, which can happen if a business owner doesn’t give a customer enough warning on proper use of a product.